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Archive for March, 2013

No spend weekend

March 27th, 2013 at 11:38 am

No spend weekend but it stopped there. Monday I went thrift store shopping with DD1 and I bought a new purse and a glass blown vase for $7.56. Yesterday had to stop and get milk and parmesan cheese to the tune of $7.00 and gave DD2 $20 to put on her lunch account.

Did not get half the things done I wanted to on my days off. Spent about 20 minutes in DD2's room, 20 in my bedroom,20 in the LR and only 2 loads of laundry. Boo.

Went to birthday party Sunday then watched 3 of my grandsons while DD1 went to the store. That's always fun for me and DD2! They are so cute! The baby fell asleep in my arms and what better feeling is there than that? It's priceless. ;-)

I'm curious how does everyone keeps track of thier no spend days? Journal? Bank Statement? Do you count days when bills are deducted? Have a great day!

Friday ;-) Payday

March 22nd, 2013 at 11:12 am

Went to Moments with Mom with my DD this morning.We had fun as always! She's such a cutie! I will have to say there is so much parent participation at her school it's awesome.

Today's payday but most of the money has plans. ;-) Our house payment gets withdrawn today and I mailed off our first car payment on the loan. Spent $93 at Kroger's yesterday so that's not too bad and I filled my tank up-$37 that should last the rest of the month.

I plan on organizing DD's room this weekend and catching up on laundry! Woo-hoo fun stuff. Birthday party on Sunday. Have a great day everyone!

Trying!

March 20th, 2013 at 10:46 am

Wow! Time get's away doesn't it? It's been a bit since my last post. The budget is tight in NTM's house but things so far seem to be going smoothly.No spend days are at 8/20. The grocery budget is on track so far it's at $272 for the month of March and I have $500 budgeted! I would love to get that figure lower or may I say lower consistently on a monthly basis. Trying!

Also have to be sure and set aside money for DH's doctor visit and prescriptions next month. He doesn't have health insurance but we found a place in our area that does a cash price that's usually around $67-$77 a visit. That also includes the blood tests to check his sugar levels. His prescriptions are usually around $50 for 3 months. He is still on the job search but can only work part time due to his back. He had a interview for a tech support job at home but wasn't bilingual so he didn't get it. One day at a time right?

Our emergency fund is down to $1256. Not happy with that at all. When I get Kohl's paid off I will send the $30 a month to EF. The car will be a few years since we just purchased it but when it is paid off that's going there too to the tune of $278 a month. We still owe $59k on our mortgage with 12 years left. We refinanced a few years ago to a lower rate and a 15 year note. So we have equity build up in the house so that's good I guess. Retirement fund you say? Well I guess at this rate I could purchase a cheap RV and park it in my kids yard and rent out my house! Just kidding! I think I just heard a sigh of relief somewhere! No seriously we are virtual starting over that is why I have to get some more income coming in so I can build up EF and RF. That's my little plan!

Have an awesome first day of spring ya'll!

Stretch the budget!

March 1st, 2013 at 02:47 pm

Well, no spending days broken to the tune of $64.00 but it was necessary. My sweet little DD got sent home from school and her cold was progressively worse so to Acute Care for Kids was visited and she has streph. Ugh! I guess that's not bad for office visit/prescriptions and otc meds. I think I'll just stretch that grocery visit even further! Live off the pantry and freezer!