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Trying!

March 20th, 2013 at 10:46 am

Wow! Time get's away doesn't it? It's been a bit since my last post. The budget is tight in NTM's house but things so far seem to be going smoothly.No spend days are at 8/20. The grocery budget is on track so far it's at $272 for the month of March and I have $500 budgeted! I would love to get that figure lower or may I say lower consistently on a monthly basis. Trying!

Also have to be sure and set aside money for DH's doctor visit and prescriptions next month. He doesn't have health insurance but we found a place in our area that does a cash price that's usually around $67-$77 a visit. That also includes the blood tests to check his sugar levels. His prescriptions are usually around $50 for 3 months. He is still on the job search but can only work part time due to his back. He had a interview for a tech support job at home but wasn't bilingual so he didn't get it. One day at a time right?

Our emergency fund is down to $1256. Not happy with that at all. When I get Kohl's paid off I will send the $30 a month to EF. The car will be a few years since we just purchased it but when it is paid off that's going there too to the tune of $278 a month. We still owe $59k on our mortgage with 12 years left. We refinanced a few years ago to a lower rate and a 15 year note. So we have equity build up in the house so that's good I guess. Retirement fund you say? Well I guess at this rate I could purchase a cheap RV and park it in my kids yard and rent out my house! Just kidding! I think I just heard a sigh of relief somewhere! No seriously we are virtual starting over that is why I have to get some more income coming in so I can build up EF and RF. That's my little plan!

Have an awesome first day of spring ya'll!